Our Approach

The path to your dreams is guided by patience, experience, & a 'personal you' focused approach.

Discover & Design. Build. Protect.

Three steps to a lifetime of peace of mind, financial stability, & increased probability in reaching your goals & realizing your dreams.

Hallmarks of Our Process

Constant alignment with the personal you

From our first meeting throughout every interaction after that, the personal you is at the heart of everything we do. This is key to our entire process because it ensures your financial plan is always aligned with the life you want now and in the future.

Data clarifies financial choices

When we talk about data, we’re not talking about just optimizing performance and returns. We utilize sophisticated academic-based data modeling to design your plan and provide clarity around the financial decisions you’ll make. This isn’t guesswork, this is modeling built from academic research and science.

A plan is only as good as its execution

Our client retention is extremely high because we know what it takes to implement and deliver on a plan. More than performance, it’s about being accessible, listening to and adapting to new challenges, coordinating with other members of your financial team, and being committed to help you reach your goals and realize your dreams.

Our approach to planning and managing your financial assets is meant to provide data-informed, experience-proven, & knowledge-backed advice to your questions.

Individuals & Families may be asking:

How do I prepare for retirement?
How do I live the life I want and need during retirement?
How do I reduce my tax liability?
How can I help my children?
How do I plan for the distribution of my assets?

Business Owners & Leaders may be asking:

How do I reduce my tax liability?
How do I recruit more good employees?
How do I keep my good employees happy?
How do I pass my business to one of my children after I die?

Our Steps

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Discover & Design

Build

Protect

Step 1: Discover & Design

Taking the time to understand the personal you first, so your financial plan is always aligned with the life you want.

This first step is key to our entire process and our ability to keep your financial plan aligned and delivering year-after-year. This step includes two meetings that are about 1 hr each.

During our first meeting:

We discover the personal you

The primary goal of our first meeting is to learn about the personal you – with goals and dreams, and challenges.

During this discovery meeting, we’ll touch on many topics like:

What brings you joy
What you’re passionate about
What’s your profession
What your current financial needs look like
How your health is
Any goals you have for the stages of your life
What your vision for the future and for retirement is

If you're a business owner:

What is your business
What challenges do you have
What have your successes been
What’s your future vision

Then we discover the financial you

In our first meeting, after we’ve learned about you and your life, we’ll discuss your tolerance for risk and review any financial documents and information you’d like us to consider when designing your financial plan. We’ll likely ask for more information and documents as well.

Then before our next meeting, our financial team will develop our recommendations for what your financial plan might look like.

During our second meeting:

We present our initial recommendations and the strategy behind your personalized financial plan

The goal of our second meeting is to sit down together and review our initial recommendations, providing clarity around the financial strategy that is shaping your financial plan and how it can empower you to live the life you want to live.

During this meeting, we’ll:

Review the investment plan & educate on the why behind it
Make adjustments based on new information or changes that may be personal to you
Answer any questions you might have
Talk through next steps on implementing your personalized financial plan

Step 2: Build

Refining our initial recommendations & using a methodology driven by academic research & financial science to build your portfolio.

After considering our recommendations and our approach to helping you live the life you want to live, you’ll decide if you’d like to partner with us.

We work hard to build lifetime relationships with out clients. If we mutually agree that it’s a good fit, and we partner together, understand that we’ll have your back, as if you were family.

We’ll then take everything we learned in our first two meetings to finalize your financial plan.

This includes building your investment portfolio using academic research and financial science (not speculation) – aiming to give you the highest probability of achieving your dreams and goals within your tolerance for risk.

Our approach is rooted in Nobel Prize-winning research which follows these four pillars:

Impact

Legacy
Community
Family

Life

Balance
Values & Causes
Transitions
Wellness
Comfort

Goals

Retirement & Financial
Health
Risk
Estate
Charitable Giving
Education

Money

Portfolio Design & Rebalancing
Asset Class Selection
Asset Structure & Location
Income Generation
Cash Flow & Budgeting
Tax Minimization
Debt Optimization

Step 3: Protect

Keeping your plan on track & your dreams possible.

A plan is only as good as its execution. This is where our patience, focus, and experience pay off. During the many stages of your life, your goals and needs may change, unexpected challenges may arise, variables tied to the economy, legislation, and markets may shift, and new technologies and financial strategies may be introduced.

Throughout it all, we’ll continue to have your back and your goals in mind. Here to calm your nerves, provide clarity, and evolve your plan if necessary – helping you enjoy the life you’re living now and to realize the future life you’re dreaming of.

Who We Are

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Our Team

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